Chase Ink Cash Business

  • Earn up to $250 Bonus Cash Back
  • 5% cash back on the first $25,000 spent annually on office supplies, cable services, and telecom services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other purchases with no limit on the amount of cash back you can earn
  • Cash back rewards do not expire
  • 0% intro APR for 6 months and no annual fee
RatingIntro RateAPRAnnual Fee
Editor's 5-Star Rating0% APR for 6 Months13.24% - 19.24% Variable$0

American Express Business Gold Rewards

  • LIMITED TIME OFFER: Earn 50,000 Membership Rewards Bonus Points when you spend $10,000 in the first 5 months of Card membership
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
  • One million rewards from over 500 brands
  • Unlimited Rewards Potential – there is no limit to the number of points you can earn and points do not expire
  • 24/7 support for everything from identity theft to travel emergencies
  • No annual fee for the first year, a savings of $175
  • Get unlimited Additional Gold Cards for an additional annual membership fee of $50 – and this fee is waived for the first year
RatingIntro RateAPRAnnual Fee
Editor's 4.5-Star RatingN/AN/A [You must pay your balance in full each month]No annual fee for the first year, then $175

American Express SimplyCash Business

  • Get 5% cash back on wireless services and office supply purchases
  • Get 3% cash back on automobile gasoline
  • Get 1% cash back on other purchases
  • No limit to the amount of cash back you can earn
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz, OfficeMax, and more with OPEN Savings
  • No introductory annual membership fee
RatingIntro RateAPRAnnual Fee
Editor's 4-Star Rating0% APR for Up to 12 MonthsAs low as 13.24% variable$0

American Express Starwood Preferred Business

  • Receive 10,000 Starpoints after your first purchase – enough for a free night at a Category 4 Hotel like the Westin St. Francis in San Francisco or the Le Meridien Cambridge-MIT.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines, all with no blackout dates.
  • Stay 2 nights and get the 3rd night free at participating Sheraton® hotels and resorts worldwide.
  • No introductory fee for the first year, a savings of $65
RatingIntro RateAPRAnnual Fee
Editor's 3.5-Star Rating2.9% APR for 6 Months15.24% variable$65

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Test Post

When we were picking out the best cashback card, we wanted to keep a couple things in mind: no annual fees and high percentage rewards. After considering all the top cashback credit cards, the Chase Freedom Credit Card came out on top as our Editor’s Choice. Here’s why:

  1. $200 signup bonus. If you spend $500 within the first 3 months of signing up, you will receive a $200 introductory bonus. For those of you who can’t do the math, that’s 40% cashback. 40%! Their $200 bonus doesn’t last forever as we’ve seen them take the offer down in the past, so sign up before it goes down.
  2. Excellent cash back rewards. For all cashback credit cards with no annual fee, the percentage cashback on the Chase Freedom Visa is higher than the rest. Chase currently offers 5% cashback rewards on rotating categories. These change every 3 months – the current categories are gasoline, hotels, and airlines. You can get 5% cashback in the rotating categories on up to $1500 spent. Aside from the 5%, the Chase Freedom Card offers 1% cashback on all other purchases. In addition, if you make purchases through Chase’s online network, you can even snag an insanely-high 10% cashback!
  3. Easy Rewards Payout. If you do your banking with Chase, you can have the cashback transferred directly to your Chase checking account. Otherwise, you can request a check once you’ve accumulated just $20 in cashback.
  4. No annual fee. This will reduce all risk that can be associated with trying a cashback program, so whether you’re a major shopper or a frugal spender, your cashback rewards will always outweigh your annual fee.
  5. Excellent customer support and fraud protection. If your card is stolen or used fraudulently, Chase will remove all fraudulent charges on your card quickly and efficiently. Their customer support hotline is available 24/7 to help you resolve your issues.