American Express SimplyCash Business

Category: Editor's Choice

  • Get 5% cash back on wireless services and office supply purchases
  • Get 3% cash back on automobile gasoline
  • Get 1% cash back on other purchases
  • No limit to the amount of cash back you can earn
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz, OfficeMax, and more with OPEN Savings
  • No introductory annual membership fee
RatingIntro RateAPRAnnual Fee
Editor's 4-Star Rating0% APR for Up to 12 MonthsAs low as 13.24% variable$0

The American Express SimplyCash Business credit card offers great cashback rates on relevant categories and also provides special savings offers with the OPEN Savings program. These rewards brought this card to the top of our editors’ attention, easily earning the 4-star mark as one of the best business credit cards.

  1. No Annual Fee - With the cashback rewards the American Express SimplyCash Business credit card offers, you really get a chance to maximize those returns with no annual fee. This means every reward you earn will go directly into your pocket, without American Express tapping into it.
  2. Strong Cashback Rates - Really the highest regular cashback offered around, the 5% cashback rate is offered on wireless services and office supplies. You will see the rewards build quickly in these categories, so start earning today. You will also receive 3% cashback on any purchases you make on gasoline, with 1% cashback on any other purchase.
  3. OPEN Savings - As an American Express SimplyCash Business cardholder, you’ll also receive the benefits of the OPEN Savings program. You will be given special offers on different products, including FedEx, Hertz, and OfficeMax.
  4. Immediate Cashback - You also have the option to see immediate cashback rewards credited to each statement. This makes the tedious process some other credit cards may have with rewards redemption a breeze.
The strong cashback rates are what really make this card stand-out to our editors. Any card that offers 5% cashback on business related purchases easily make the top of our list for best business credit cards. The American Express SimplyCash Business credit card meets that level of rewards and even offers 3% for gasoline. With the ease of the cashback rewards redemption and the OPEN Savings program, this card receives a 4-star rating.

Apply now on the American Express website to start accumulating rewards today!

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